Set Up Your Business Mastercard

Welcome! This guide walks you through everything you need to complete your account setup and start using your card — from activating your credit line to managing cards and syncing with QuickBooks.

Most customers finish setup in 5–10 minutes.

Step 1: Activate your credit line

To activate your credit line, you’ll need to link and verify a bank account and select an autopay option.

Follow these steps to activate your credit limit (with Plaid):

1. Sign in to your dashboard.
2. Click on the Accounts drop-down menu on the left-hand side of your screen.
3. Click on the Credit Card button, and then click the Activate Credit Line button
4. Click Connect a Bank Account (first option at the top of the page), followed by Connect Account.
   1. You will next be prompted by a Plaid pop-up to log into your bank account
5. After you have logged into your Plaid account, you will be asked to select a Primary Bank Account for your card.
   1. Click Continue after linking your primary account.
6. As a final step once your bank account is linked, you’ll be prompted  to select a form of autopay:
   1. Click on the Finish Set Up button under any of the 3 autopay options (Weekly, Semi-Monthly, or Monthly Autopay) 

Follow these steps to activate your credit limit (manually):

1. Sign in to your dashboard.
2. Click on the Accounts drop-down menu on the left-hand side of your screen.
3. Click on the Credit Card button, and then click the Activate Credit Line button
4. Click Manually Add Bank Information (second option at the bottom of the page), followed by Enter Bank Details.
5. Add your primary bank account details in each of the fields.
   1. You will receive 2 micro-deposits from Affiniti to the linked account
6. Once your deposits land in your linked bank account, return to the Credit Card tab
   1. Click on Verify Bank Account and enter your two micro-deposit amounts. 
7. As a final step once your bank account is linked, you’ll be prompted  to select a form of autopay:
   1. Click on the Finish Set Up button under any of the 3 autopay options (Weekly, Semi-Monthly, or Monthly Autopay.

Step 2: Start spending with your virtual card

You don’t need to wait for your physical card to arrive — your virtual card is available immediately. Follow these steps to access and use your virtual card:

1. Sign in to your dashboard.
2. Click on Manage Cards on the left-hand side of the screen.
3. Scroll down to or look up the cardholder name of the virtual card you are looking for.
4. Click on View Details next to the card type which says Virtual 
   1. To view the card number, expiration date, and CVV, click on View Card Details 
5. Enter these details at checkout or provide them to your vendor.
6. Use the card for online purchases, vendor payments, or add it to a mobile wallet.

Step 3: Add teammates or a bookkeeper

Follow these steps to give a teammate access:

1. Sign in to your dashboard.
2. Click Team and Select Invite teammate.
3. Enter your teammate’s name, email, and phone number.
4. Assign a role to the teammate (Super Admin, Admin, Employee or Bookkeeper) and click continue.
   1. If you would like to issue a card to the teammate, click on Create Employee Card
5. Click on Create Employee Card
   1. Enter the card nickname (optional), monthly card limit, select whether to issue a physical card or virtual card (or both), and the preferred address to ship the card to.
6. Click Review to move to the next screen, and after reviewing that the information is correctly entered, click on Invite and Issue Card(s).
    

Note: The cards will only be delivered once the user accepts their invitation.

Follow these steps to give a bookkeeper access:

1. Sign in to your dashboard.
2. Click Team and Select Invite teammate.
3. Enter your bookkeeper’s name, email, and phone number.
4. Under the Assign A Role page, select Bookkeeper and click Continue.
   1. On the Let's Issue a Card page, Click on Skip For Now
5. Click Review to move to the next screen, and after reviewing that the information is correctly entered, click on Invite and Issue Card(s).

Note: the bookkeeper accepts the invitation, they will have access to view transactions and reports.

Step 4: Scan receipts and add memos by text

You can attach receipts and notes to transactions by SMS.

• Take a photo of your receipt and text it to 762-475-5108
• Or text a memo directly to the same number

Receipts and memos are automatically matched to the correct transaction and can be exported later.

Step 5: Connect your card to QuickBooks

Follow these steps to link your card to QuickBooks:

1. Sign in to your QuickBooks account.
2. Go to Transactions, then select Bank Transactions.
   1. Select Link Account.
3. In the search field, enter Affiniti.
   1. Select Affiniti from the list.
4. Choose the {Association Name} Business Mastercard program.
5. Log in to your {Association Name} Card account when prompted.
6. Select the starting date for the transactions you want to import.

Once complete, your transactions will begin syncing automatically.

Step 6: Find statements and reports

Statements

1. Sign in to your dashboard.
2. Go to Documents on the left-hand side of the screen.
3. Click into the statements you want to view on the top banner (i.e. Card Statements, Bank Statements, Bank Letters, or 1099-INTs)
4. Select the statement period you’d like to view and click on the download icon.

Note: Statements are downloaded as PDF files.
 

Autopay reports

1. Sign in to your dashboard.
2. Go to Documents on the left-hand side of the screen.
3. Click into the statements you want to view on the top banner (i.e. Card Statements, Bank Statements, Bank Letters, or 1099-INTs)
4. Select the statement period you’d like to view and click on the download icon.

Note: Autopay reports are downloaded as CSV files.

Need help?

If you run into any issues or want help setting things up, contact our team at support@affiniti.finance or give us a call at +1 840-420-8405 and we’ll take a look.