Activate Your Credit Limit

You can activate your credit limit once your account setup is complete and your auto-payment method has been selected. 

Before your credit limit is activated, your account will have a a temporary $1 credit limit in place to prevent any significant transactions.

Follow these steps to activate your credit limit (with Plaid):

1. Sign in to your dashboard.
2. Click on the Accounts drop-down menu on the left-hand side of your screen.
3. Click on the Credit Card button, and then click the Activate Credit Line button
4. Click Connect a Bank Account (first option at the top of the page), followed by Connect Account.
   1. You will next be prompted by a Plaid pop-up to log into your bank account
5. After you have logged into your Plaid account, you will be asked to select a Primary Bank Account for your card.
   1. Click Continue after linking your primary account.
6. As a final step once your bank account is linked, you’ll be prompted  to select a form of autopay:
   1. Click on the Finish Set Up button under any of the 3 autopay options (Weekly, Semi-Monthly, or Monthly Autopay) 

Follow these steps to activate your credit limit (manually):

1. Sign in to your dashboard.
2. Click on the Accounts drop-down menu on the left-hand side of your screen.
3. Click on the Credit Card button, and then click the Activate Credit Line button
4. Click Manually Add Bank Information (second option at the bottom of the page), followed by Enter Bank Details.
5. Add your primary bank account details in each of the fields.
   1. You will receive 2 micro-deposits from Affiniti to the linked account
6. Once your deposits land in your linked bank account, return to the Credit Card tab

2. Click on Verify Bank Account and enter your two micro-deposit amounts. 

7. As a final step once your bank account is linked, you’ll be prompted  to select a form of autopay:
   1. Click on the Finish Set Up button under any of the 3 autopay options (Weekly, Semi-Monthly, or Monthly Autopay)

Things to keep in mind

• Micro-deposits can take 24-48 hours to settle.
• Once your credit limit is activated, your first 3 payments made towards your balance will only open up your credit limit after your payment is settled (which can take 1-3 business days)
• After 3 successful payments, any payments towards your balance will be immediately debited towards your limit and increase your available balance.

Need more help?

If your credit limit hasn’t activated or you’re seeing declines, contact our support team at support@affiniti.finance or give us a call at +1 840-420-8405 and we’ll take a look.